Predictive intelligence for SME credit

Small businesses are the champions of the global economy – so their lenders deserve to be the same. Sharpen and scale your SME lending business with the unrivalled potential of our credit lifecycle solutions.

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The Problem

SME risk management is outdated

Traditional approaches to SME risk analytics cost valuable time and margin. Customers often wait weeks for lending decisions, and lenders face rising costs from provisions and defaults. Why?
Inefficient
Collecting and reconciling SME data is tedious, frustrating, and unscalable
Complicated
Interpreting credit variables requires specialised expertise and holistic perspective
Unreliable
SME financial data is often too lumpy, stale, or sparse
Our Solution

The end-to-end credit lifecycle platform for SME lenders

Origination
Close new business with speed and reliability.
“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions. “ - Playter
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Portfolio
Maintain portfolio health with ease and insight.
“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.” - Lenderwize
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Regulatory
Take the cost and stress out of compliance.
“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.” - Assetz Capital
Learn more
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Origination
Close new business with speed and reliability.
“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions. “ - Playter
Learn more
Portfolio
Maintain portfolio health with ease and insight.
“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.” - Lenderwize
Learn more
Regulatory
Take the cost and stress out of compliance.
“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.” - Assetz Capital
Learn more
Benefits

Grow your portfolio faster and more profitably

Faster lending
API and front-end portal access to risk intelligence platform
Instant risk assessments in under 10 seconds
Automated data collection, analysis, and decisioning
Lower risk exposure
Global coverage with 76 geographic and sector-specific risk models
Risk ratings 30% more accurate than market standard
Comprehensive insights with standardised credit reports
Happier customers
Earlier warning indicators and faster remedial actions
Bespoke risk modelling and advanced portfolio analytics
Credible reporting to build trust with stakeholders and investors

Why partner with us?

SME expertise
Our 76 sector-specific risk models are built on over 5 decades of academic research and real-world data
Flexible platform
Accessible via API or front-end portal, our platform is configurable to fit your infrastructure
Partnership ecosystem
Our partnerships with leading financial entities enable easier integrations and shorter time to value
HubSpot Video
Wiserfunding and Nimbla Partnership Explained
Interview with Flemming Bengtsen, Founder and CEO of Nimbla.
Watch now →
HubSpot Video
Wiserfunding and Playter Partnership Explained
Interview with Jamie Beaumont, Founder and CEO of Playter.
Watch now →
HubSpot Video
Wiserfunding and Crowdz Partnership Explained
Interview with Aiman Khammash, former Director of Business Development at Crowdz.
Watch now →

Read our case studies to learn why our clients choose us.

Insights

Gain perspective with the latest news, research, and success stories in SME credit.
The Credit Cycle Outlook
The Credit Cycle Outlook
As public markets wrestle with a perfect storm of macroeconomic risks and difficult national and regional events, the bull run of the past decade shows signs of coming to an end. The emergence of distressing signals for equities and economies poses a simple question: what lies ahead for credit markets?
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Wiserfunding Blog-2
The Ukrainian banking system during wartime
Despite the heavy humanitarian and financial toll, the Ukrainian banking system has demonstrated remarkable operational and economic resilience in the face of existential threats to its homeland. We’ll take a look at the underpinnings of this resilience.
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Champions League Football: Risk, Resilience and Performance
Wiserfunding sought to demystify the underlying economics of football so fans can bridge the gap between football and finance. The result? Our very own version of Champions League: Risk, Resilience and Performance.
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