Team Members & Advisors
One Team, One Goal !
Dr. Gabriele Sabato
CEO & Co-Founder
Gabriele is an experienced risk management professional who has researched and worked in this field for more than 15 years. Before founding Wiserfunding, he held senior roles in risk management for banks and consulting companies, including Royal Bank of Scotland, Ulster Bank, ABN AMRO, Experian. He has published several articles on risk management and SME lending in top ranking academic journals, including the Journal of Banking and Finance, the Journal of Financial Services Research and the ABACUS.
Dr. Edward Altman
Board Member & Co-Founder
Ed is the Max L. Heine Professor of Finance, Emeritus, at the Stern School of Business, New York University. He is the Director of Research in Credit and Debt Markets at the NYU Salomon Center for the Study of Financial Institutions. Prior to this, Professor Altman chaired the Stern School’s MBA Program for 12 years. Dr. Altman was named to the Max L. Heine endowed professorship at Stern in 1988. Dr. Altman is recognised internationally as an expert in corporate bankruptcy, high yield bonds, distressed debt and credit risk analysis. His pioneer work on the Z-Score model published in 1968 formed the basis of the current scoring models now available at Wiserfunding.
Dr. Walter Gontarek
Walt co-founded Channel Capital Advisors in 2006. Walt was previously Managing Director and Global Head of Royal Bank of Canada’s credit products business. He holds a doctorate in Finance from Cranfield University and a MBA in Finance from NYU Stern School of Business. In 2012, Walt was named on the “Panel of Recognised International Market Experts in Finance” at PRIME Finance in The Hague, The Netherlands and in 2015 joined the supervisory board of FrontClear, a development bank-backed platform.
Mr. Jack Caouette
Jack previously served as senior banker in the capital markets business at Citibank in Asia and the US. He founded CapMAC and served as CEO and Chairman. He was named in March 2010 as non-executive Chairman of the Asset Protection Agency in the United Kingdom. Jack holds an MBA from UC Berkeley.
Mr. Patrizio Messina
Patrizio Messina is a dual qualified lawyer (England and Wales, and Italy), a senior legal expert in International Business and Finance with specific regional focus on Europe and Africa. Patrizio is partner of Orrick, a law firm and serves as leader of their Global Finance sector. Patrizio is fellow of the King's College of London and visiting professor at the MBA of the LUISS Business School. Patrizio is a deep expert in Debt Capital Markets transactions spreading from Corporate bonds, Eurobonds, Mini-bonds, EMTN and private placements, to asset finance and securitizations as well as other structured financings collateralized by a large variety of performing and non-performing assets; and a senior advisor in major strategic M&A in Europe with focus in the banking, energy and infrastructure industries. His experience includes sophisticated banking deals, leveraged finance and tailored funding arrangements.
Dr. Galina Andreeva
Dr Galina Andreeva (MA, MSc, PhD) is a member of Credit Research Centre. Her research interests involve risk assessment in consumer credit and SME lending, discrimination in consumer credit markets, financial exclusion inclusion and education, comparative scoring models, return on investment modeling. She has published in reputable journals, including Risk Analysis, European Journal of Operational Research, and presented at multiple international conferences. Her research has been funded by the Economic and Social Research Council, Abbey Santander Research Fund, Royal Society of Edinburgh. She teaches ‘Credit Risk Management’ to postgraduate students, and supervises a number of PhD projects in credit risk area.
Dr. Markus Schmid
Dr. Markus Schmid is a Professor of Corporate Finance at the University of St.Gallen and Member of the Board of the Swiss Institute of Banking and Finance s/bf-HSG and of the School of Finance. He studied economics and business administration with an emphasis on corporate finance, financial economics, and international economics at the University of Basel and holds a PhD in finance also from the University of Basel. He spent a year as a research scholar at Leonard N. Stern School of Business, New York University, and another year as a post-doc at the Department of Finance of the University of Basel, before becoming an Assistant Professor of Finance at the Swiss Institute of Banking and Finance at the University of St.Gallen. Before his current appointment, he was an Associate Professor of Finance at the University of Mannheim.
Dr. Nick Wilson
Professor Nicholas Wilson has held the Chair in Credit Risk and Finance at Leeds University Business School since 1998 and is Director of the Credit Management Research Centre (CMRC). He has attracted funding in relation to new ‘Big data’ funding initiatives specializing in business data analytics and developed and launched new post graduate and undergraduate courses on credit and financial analytics. He has recently led the development of the Leeds Institute of Data Analytics, a cross faculty initiative on ‘Big data’. He is co-investigator on the Consumer Data Research Centre (ESRC, £5m grant). He was recipient of a Leeds University Research Impact Award in 2016 for outstanding contribution.