Over 100 years of combined experience in risk management
With industry leading experience, the Wiserfunding team has unparalleled insight into the world of SME credit risk assessment.
Dr. Edward Altman
Co-Founder & Board Chairman
Professor Altman is the Max L. Heine Professor of Finance, Emeritus, at the Stern School of Business, New York University. He is recognised internationally as an expert in corporate bankruptcy, high yield bonds, distressed debt and credit risk analysis. His pioneering work on the Z-Score model published in 1968 formed the basis of the current scoring models used industry wide.
Dr. Gabriele Sabato
Co-Founder & CEO
Gabriele is an experienced risk management professional who has researched and worked in this field for more than 15 years. He has held senior roles in risk management for banks and consulting companies, including Royal Bank of Scotland, Ulster Bank, ABN AMRO and Experian. Further, he's published several articles on risk management and SME lending in top ranking academic journals.
Jack previously served as senior banker in the capital markets business at Citibank in Asia and the US. He founded CapMAC and served as CEO and Chairman.
Want to know more? Access our world class research below.
As a team of leading experts in in the field of risk management and SME lending we have published multiple papers, articles and studies on the subject. Find some of our more prominent pieces below or head to our research section to learn more.