Slash SME Credit Risk Costs

Cut the inefficiencies now. Our platform delivers precise, automated risk analysis for SME lending, utilising automated data sourcing, processing, and visual insights. We turn complex assessments into straightforward decisions throughout the credit lifecycle.

Slash SME Credit Risk Costs

Cut the inefficiencies now. Our platform delivers precise, automated risk analysis for SME lending, utilising automated data sourcing, processing, and visual insights. We turn complex assessments into straightforward decisions throughout the credit lifecycle.

Kick-start your
SME lending

Kick-start your
SME lending

Stop wasting time! SME assessment in seconds, not weeks!

Complete SME risk
profiles in 8 seconds

Seize lending
opportunities

Seize lending opportunities

Stop missing out! Inaccurate risk assessments lead to rejected loans.

30% more accurate risk profiles

Smarter lending
decisions

Smarter lending decisions

One size doesn’t fit all for SME assessment.

Data-rich nuanced profiles that adapt to changing circumstance

01

Every SME is unique.
Which makes the process of assessing risk all the more challenging. A standardised risk model won’t cut it.

02

You need a solution that flexes and adapts, creating a risk profile for every SME that is as unique as they are.

Wiserfunding uses
AI and cutting-edge tech to deliver razor-sharp analysis in double-quick time.

Wiserfunding helps you

Wiserfunding helps you

Automated data sourcing and processing means you can get a complete company profile in seconds. Eliminate clunky manual processes that involve hours of manpower and slow down decision-making.

  • Accessing 800 data points for every company, our solution builds a comprehensive risk profile in 8 seconds.
  • Spot any information gaps and address them right away, cutting the to and fro with the client.

AI and smart tech in a SaaS solution that unlocks the insight you need quickly and easily.

  • Cloud-based for easy integration with your existing tech systems
  • Accessible insights that can be quickly actioned

No more missed opportunities or losing business to protracted processes which drive customers elsewhere. SME assessment need not be the resource-heavy, costly exercise it once was.

  • Gain instant insight from the moment you log on
  • Unlock the potential of SME lending with fast, accurate analysis

Inaccurate assessments lead to rejected loans and missed opportunities. Unlock precision analysis that will ensure you make the right assessments.

  • Automatically sourcing vast quantities of data – both structured and unstructured – our solutions process it in seconds for the most comprehensive risk profile.
  • Accessing live data via open banking and accounting and AI systems for true, real-time insights

A consistent automated approach means that human subjectivity is removed from the process. Your analysts will still have access to all the raw data to cross-check, but we take out the legwork.

  • Automated analysis ensures a level playing field for every SME assessed

SMEs can be particularly vulnerable to changes in the markets or the wider environment. Models that are updated infrequently or depend on manual amends will always risk inaccuracies.

  • Our dynamic, AI-driven models are never fixed but constantly adapting to change in real-time

To make the best strategic lending decisions you need the ability to see what’s coming round the corner. A clear visual platform that shows the direction of travel will help you make the right judgement calls.

  • Clear graphs and charts help you spot trends and patterns
  • Industry and geographical benchmarking help you gauge individual company performance
  • 24/7 monitoring means you will spot early warning signals to help you mitigate potential threats

Why Wiserfunding?

SME specialists

Our focus is, and has always been, on SME risk.

Set up in response to a clear gap in the market for more accurate SME risk profiles, we provide a one-stop business solution. We are the experts when it comes to SME risk assessment.

Alternatively, use our comprehensive REST API to integrate seamlessly into your existing tech stack to streamline your customer journey and internal underwriting processes.

70+ years’ expertise

Founded by Professor Ed Altman and Dr Gabriele Sabato, both leading authorities in the field of credit risk, we boast some seriously impressive credentials. But never content to rest on our laurels, we continue to push forward as the pioneers in our sector.

More data = richer insights

Tapping into a vast array of data sources, our systems develop the most detailed and nuanced SME risk profiles on the market. Using live financials from open banking systems, and company information to assess operational strength, along with softer metrics like social media presence, our profiles reflect the unique nature of every SME.

SaaS solution

Sitting outside your existing systems, you don’t need to worry about interference with legacy tech. Our platform is easy to access and to integrate.

AI and machine learning

Automating the sourcing and processing of data means our analysis is lightning-fast. Using technology to build in efficiencies we help our customers maximise their resources by cutting out unnecessary manual processes.

TRUSTED BY:

“We get data in 15 seconds that banks and credit bureaus don’t, and the integration with our credit analytics enables us to make good, fast lending decisions”

PLAYTER

“Wiserfunding gives us a complete and uniform tool for analysis that should be the industry standard. It blows away anything I’ve seen for credit reporting for SMEs.”

Lenderwize

“Wiserfunding worked with us to build tailored LGD risk models so our risk function could easily become compliant with new FCA regulations.”

Assetz Capital