Invoice Finance

Empower your SME lending

Invoice Finance can be a game-changer for SME lending, but it comes with its share of challenges.

At Wiserfunding, we understand these challenges and offer a solution that empowers your lending operations with consistent understanding, precision, and efficiency.

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The challenge 

A credit assessment can only be as accurate as the data entered.

Inaccurate data can lead to flawed assessments, wasting valuable time and resources on customers that may not matter. Our real-time response capabilities eliminate these inaccuracies, ensuring you focus only on customers that truly align with your lending criteria.
 
Overcoming data gaps
More than a year's worth of data is required to identify trends accurately. 
 
Gaps in historical data can hinder trend identification. Our solution overcomes these gaps by harnessing advanced AI-powered tools to handle big data, providing you with a consistent and clear understanding of trends, even when historical data is limited.
Eliminating stale risk ratings
SMEs evolve on a monthly—and even weekly—basis, rendering filed accounts from years ago outdated for risk ratings. 
 
Outdated risk ratings based on historical data can lead to suboptimal lending decisions. Our real-time insights and ongoing risk assessment ensure your decisions are based on the most current and relevant information, eliminating the pitfalls of stale data.
Streamlining the assessment process
The lack of a standardised risk approach slows down the assessment process, making it challenging to compare risk across different regions and countries. 
 
Our platform combines deep SME credit expertise with AI-powered automation, providing a standardised approach to risk assessment that streamlines the process and allows for consistent risk comparison across regions and countries.

Our Portfolio solution 

Revolutionise your team's credit operations with a holistic overview of risks faced by your clients. 

 

Our platform offers a panoramic view of the risks your clients face. It integrates seamlessly into your credit operations, continuously tracking and analyzing the financial health of SMEs. Real-time monitoring ensures that the level of credit available is not only accurate but also adaptable to changing risk profiles.

By combining deep SME credit expertise with AI-powered automation, our solution empowers your team to stay on top of evolving risks and make data-driven decisions with confidence.

With Wiserfunding, you're not just monitoring SMEs; you're revolutionizing the way you manage risk and credit, ensuring that your lending operations are always in sync with the dynamic SME landscape.

Benefits

Keep track of trends
 
Applying models with unlimited flexibility, we help you identify and monitor trends, enabling more accurate assessments. Our solution ensures you stay ahead of market shifts and make proactive lending decisions.
Innovative integration 
 

Directly integrate with your customers' accounting software to gather all relevant data and expedite the review of risk assessments with enhanced accuracy. Say goodbye to manual data entry and hello to efficient, error-free processes.

 

Global coverage 
 
Cut through the complexity of risk reporting with standardised portfolio metrics for risk, industry, and geographic benchmarks. Our solution provides you with a holistic global overview, simplifying risk comparisons and assessments across regions and industries.
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