Risk Assessment made easy

SMEs assessed
1 %
AVG prediction power
1
Countries
1 %
Satisfied clients

The Z-Score brand

Although this is widely used across the market, we are the only company founded by Altman that can use the Z-score brand in association with his name.

On-line platform and real time decisioning

We have partnered with one of the most advanced companies (Certua Ltd) in the AI and machine learning space to implement a top quality technology.

Competitive pricing

Thanks to our technology, we have automated the full risk assessment process and offer a top quality tool at a competitive price.

Consistency

By using our unique Bond Rating equivalent methodology (developed by Altman in 1989), we can make our risk assessment comparable across different countries and industries.

MANAGEMENT EXPERIENCE​

At Wiserfunding, we have connected the world leading experts of risk management and SME finance that have become our shareholders, Board members, advisors and management team..

Quality and prediction power of our models

Our models have a prediction power 30 to 40% higher than any other competitor in the SME area.

The Z-Score brand

Although this is widely used across the market, we are the only company founded by Altman that can use the Z-score brand in association with his name.

On-line platform and real time decisioning

We have partnered with one of the most advanced companies (Certua Ltd) in the AI and machine learning space to implement a top quality technology.

Competitive pricing

Thanks to our technology, we have automated the full risk assessment process and offer a top quality tool at a competitive price.

Consistency

By using our unique Bond Rating equivalent methodology (developed by Altman in 1989), we can make our risk assessment comparable across different countries and industries.

MANAGEMENT EXPERIENCE​

At Wiserfunding, we have connected the world leading experts of risk management and SME finance that have become our shareholders, Board members, advisors and management team..

Quality and prediction power of our models

Our models have a prediction power 30 to 40% higher than any other competitor in the SME area.

Choose the perfect plan

Credit Risk Assessment

Credit Risk Assessment Report

Credit Risk Assessment Report Premium

Trend Last 3 Years

SME Z-score

Loss Given Default

Bond Rating Equivalent 

Probability of Default (1 year) 

Peer Comparison

Industry / Geography

Industry / Geography

Princing Options

Debt capacity

Commercial Credit Limit

Main Financials trend

Expert Outlook

Credit Risk Assessment

Trend Last 3 Years

SME Z-score

Loss Given Default

Probability of Default (1 year) 

Bond Rating Equivalent

Credit Risk Assessment Report

Trend Last 3 Years

SME Z-score

Loss Given Default

Probability of Default (1 year) 

Bond Rating Equivalent

Peer Comparison

Princing Options

Debt capacity

Commercial Credit Limit

Main Financials trend

Credit Risk Assessment Report Premium

Trend Last 3 Years

SME Z-score

Loss Given Default

Probability of Default (1 year) 

Bond Rating Equivalent

Peer Comparison

Princing Options

Debt capacity

Commercial Credit Limit

Main Financials trend

Expert Outlook

How is the best way to use the altman sme z-score

Screening

The SME Z-Score is the perfect tool to analyze your prospect clients, suppliers and partners and optimize your decision process. Using our score will enhance the efficiency and reduce the costs associated with your due diligence by allowing you to create different process flows depending on the results of our models.

pricing

Thanks to our Point In Time models, our SME Z-Score is the best tool to use when setting the pricing to apply to your borrowers, transfer pricing and investments. Through our risk/reward function, you can easily implement risk based pricing in your organization.

 

Ranking / Pooling

Rank and segment your existing and prospective clients and suppliers to ensure you reduce the manual intervention and maximize the efficiency of your monitoring efforts. The SME Z-Score and the Bond Rating Equivalent will help you to create risk homogeneous pools and set the most appropriate actions against each of them.

 

Get your free trial now !

Leave us your details, a Wiserfunding representative will contact you as soon as possible.

You will receive an email asking to provide company number, company name and Country of incorporation.

 

Subscribe To Our Newsletter