Our mission is simple: offer our skills and expertise to provide expert credit risk assessment of SMEs to enhance the quality and increase availability of SME lending.
At Wiserfunding, we believe that the only way to increase small business lending is by reducing the opaqueness of the market and providing a common set of information to all market participants.
Wiserfunding’s mission is to fix the information asymmetry problem. Thanks to the significant experience of its founders in the small business world, we have data, skills and know-how to develop the most predictive and innovative credit risk models to evaluate the risk profile of SMEs.
Leveraging on the Altman Z-score model and on the extensive research on SME modelling of Wiserfunding’s founders, we have unique tools to evaluate the riskiness of SMEs. Wiserfunding works closely, both with traditional sources of finance such as banks, new and alternative financing providers and insurance companies.