Our
Story

We are striving to create the most comprehensive SME risk solution possible.

Our
Story

We are striving to create the most comprehensive SME risk solution possible.

The brainchild of Prof Ed Altman and Dr Gabriele Sabato, Wiserfunding was set up to help lenders capitalise on the untapped potential of the SME market.

Marrying unparalleled academic expertise with decades of market experience, our platform combines these into a tech solution that evolves as the market changes.

We pride ourselves on pushing the boundaries of what is possible, embracing the very latest technology and weaving AI and machine learning into our platform to constantly update and improve our offering.

The brainchild of Prof Ed Altman and
Dr Gabriele Sabato, Wiserfunding was
set up to help lenders capitalise on
the untapped potential of the SME market.

Marrying unparalleled academic expertise
with decades of market experience, our platform combines these into a tech solution that evolves
as the market changes.

We pride ourselves on pushing the boundaries
of what is possible, embracing the very latest technology and weaving AI and machine learning into our platform to constantly update and improve our offering.

OUR STORY SO FAR…

1968

1968

Professor Altman develops the Altman Z-Score to predict bankruptcy while at NYU Stern, which becomes an industry standard risk metric.

2003

2003

Our co-founders, Professor Altman and Dr Gabriele Sabato, meet at NYU Stern conducting PhD research on SME credit risk.

2016-2017

2016-2017

Wiserfunding incorporated in the UK and Italy to bring the SME academic research to market, completing our first 32 SME risk models.

2018-2019

2018-2019

We launch our first platform and enter India, a market with 40mn SMEs. We’re operating in 3 continents with a team of 5.

2020

2020

We consolidate our position in the market reaching 30 clients and the team grows to 12.

2021

2021

We raise £3mn from BGF to fund international expansion and product development. Our team grows to 20 people.

2022

2022

Our biggest year yet. We launch our new platform in July, and we partner with Codat, nCino, FullCircl, and Nimbla to expand our reach. We’re serving 60 clients on 5 continents, with 76 SME risk models in use.

2023

2023

Our biggest year yet. We launch our new platform in July, and we partner with Codat, nCino, FullCircl, and Nimbla to expand our reach. We’re serving 60 clients on 5 continents, with 76 SME risk models in use.

OUR team

Our team of experts and trailblazers
combines the best of academia and innovation.

Our team of experts and trailblazers
combines the best of academia and innovation.

  • Dr Edward Altman

    Co-founder and chairman of the advisory council

  • Dr Gabriele Sabato

    Co-founder & CEO

  • Avantika Goel

    Head of Wiserfunding India

  • Dr Galina Andreeva

    Advisory Council

  • Keith Baker

    VP of Product, Operations and Partnership

  • Jack Caouette

    Board Member

  • João Carlos Douat
    João Carlos Douat

    Advisory Council Member

  • Steven Clarke
    Steven Clarke

    Board Member

  • Mike Gallop

    Chief Revenue Officer

  • Robert Garlick

    Chief Financial Officer

  • Fiona Gibson

    Board Member

  • Dr Walter Gontarek

    Chairman

  • Tony Kao

    Advisory Council Member

  • Mark Kronfeld

    Advisory Council Member

  • Patrizio Messina

    Advisory Council Member

  • Jay Runewitsch

    Senior Adviser

  • Dr Markus Schmid

    Senior Adviser

  • Kathleen Traynor Derose

    Advisory Council Member

  • Ian Wilson

    Senior Adviser

  • Jeremy Taylor

    Chief Technology Officer

  • Dr Edward Altman

    Co-founder and chairman of the advisory council

  • Dr Gabriele Sabato

    Co-founder & CEO

  • Avantika Goel

    Head of Wiserfunding India

  • Dr Galina Andreeva

    Advisory Council

  • Keith Baker

    VP of Product, Operations and Partnership

  • Jack Caouette

    Board Member

  • João Carlos Douat
    João Carlos Douat

    Advisory Council Member

  • Steven Clarke
    Steven Clarke

    Board Member

  • Mike Gallop

    Chief Revenue Officer

  • Robert Garlick

    Chief Financial Officer

  • Fiona Gibson

    Board Member

  • Dr Walter Gontarek

    Chairman

  • Tony Kao

    Advisory Council Member

  • Mark Kronfeld

    Advisory Council Member

  • Patrizio Messina

    Advisory Council Member

  • Jay Runewitsch

    Senior Adviser

  • Dr Markus Schmid

    Senior Adviser

  • Kathleen Traynor Derose

    Advisory Council Member

  • Ian Wilson

    Senior Adviser

  • Jeremy Taylor

    Chief Technology Officer