“If you want something new, you have to stop doing something old.”
–Peter F. Drucker
Building the new market standard to assess the credit risk of SMEs
Dr. Edward Altman and Dr. Gabriele Sabato started Wiserfunding to put in practice everything they had learnt in many years of research and work on SMEs. Wiserfunding enables bank and non-bank lenders, investors and corporates to better allocate funds to SMEs, helping them to build their assets, lend money in a risk-managed way, and reduce the cost of acquiring new suppliers or customers. By accessing more comprehensive data to show which companies will likely generate long term value, financial markets can help SMEs to grow and prosper.
Building on the Z-Score model, which has stood as the industry standard for 50 years, Wiserfunding uses Artificial Intelligence to assess intangible factors such as corporate governance, management capacity and macroeconomic outlook.
Wiserfunding incorporated in UK and ItalyApril 2016
Wiserfunding team completes the development of 32 models segmented by country and industry sector.November 2017
Platform DevelopmentDecember 2018
Wiserfunding signs its first client in the UKFebruary 2019
Wiserfunding enters the India market, a country with more than 42.5m SMEs.February 2020
After two years in market, Wiserfunding is serving 40 banks, non-bank lenders and asset managers across the world.December 2020
Serving more than 60 clients across three continents, Wiserfunding secures £3m investment from BGF to fund international growth and product expansion.July 2021
Interviews with our Founders
Find out more about Wiserfunding with these interviews with our founders.