Take Risks, Consciously

We are delighted in the partnership with Wiserfunding, a company using the most advanced technologies to innovate the Altman Z-score and provide a comprehensive risk assessment to all SMEs that have issued minibonds on the ExtraMOT PRO, the professional segment of the Extra MOT market. Our collaboration with Wiserfunding started 3 years ago and since then has helped to make the Italian Stock Exchange ExtraMOT PRO market even more transparent and innovative.

At Revolut Business, we are using the Wiserfunding Rating Model to support the risk assessment of our business customers exposing us to credit risk. We also plan to deploy this solution into our underwriting process to expedite decisions in the future. The team has been supportive of our needs and constantly worked to ensure the right solution for our global super app.

We have added to our risk management tool kit by collaborated with Wiserfunding. These tools are essential for our digitised supply chain treasury management and financing platform. Being associated with Dr Altman’s Z-Score has added real value to our clients and our financiers. I recommend the Wiserfunding team, their talent and experiences is unique.

I don’t think our business would be around 5 years ago if it weren’t for the technology that Wiserfunding provide. It gives us the ability to use speed to win business and scale very quickly, and it’s not just technology – Wiserfunding are the experts in SME credit risk and underwriting, and they’ve provided guidance on our own processes at every turn. We get the data that we need in 15 seconds, data that banks and credit bureaus simply don’t have access to. I can’t say how invaluable it is to have Wiserfunding, their technology, their expertise, and their support.